Assistant: "Good afternoon, financial consultant 'UkrBank'. My name is Marina, I'm a virtual assistant. How can I help you?"
Client: "Tell me about mortgage loans"
Assistant: "Certainly! 'UkrBank' offers several mortgage lending programs: standard mortgage with rates from 14% per annum, special program for young families from 12%, and government-supported mortgage from 9%. Which program are you more interested in?"
Client: "Let's learn more about the program for young families"
Assistant: "The 'Young Family' program from UkrBank is available for families where at least one spouse is under 35 years old. Rate from 12% per annum, loan term - up to 20 years, down payment - from 10% of the property value. Maximum loan amount - up to 2 million hryvnias. Do these conditions suit you?"
Client: "Yes, that's interesting. What documents are needed for registration?"
Assistant: "To process a mortgage under the 'Young Family' program, you will need: passports of all family members, identification codes, marriage certificate, income documents for the last 6 months, and documents for the property you plan to purchase. Would you like to get a consultation from our credit specialist or make a preliminary loan calculation?"
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